RBI Grade B Interview Questions (2026)

About you

1. Why do you want to join the RBI?

What they look for: Talk about the role of a central bank in the economy and the kind of work a Grade B officer does. Avoid generic answers about a secure job.
2. How is your background useful for the RBI?

What they look for: Link your degree or work to areas like data analysis, regulation, supervision or policy research.
3. What do you know about the departments of the RBI?

What they look for: Know a few — monetary policy, banking regulation, supervision, currency management — and which one interests you and why.

4. What is the Monetary Policy Committee and how does it work?

What they look for: A six-member committee that sets the policy repo rate. Know its composition and that it works under an inflation-targeting framework.
5. How does the RBI control inflation?

What they look for: Mainly through the policy rate and liquidity tools. Explain the transmission from repo rate to lending rates and demand.
6. What is the difference between monetary and fiscal policy?

What they look for: Monetary policy is run by the RBI through rates and liquidity; fiscal policy is the government's taxation and spending.
7. What are the current trends in inflation and GDP growth?

What they look for: Check the latest numbers before your interview and have one line of your own view on them.
8. What is a CBDC? What is the e-rupee?

What they look for: A central bank digital currency; the e-rupee is the RBI's version. Know how it differs from UPI and from cryptocurrencies.

9. Why does the RBI regulate banks so closely?

What they look for: Banks hold public deposits, so failures hurt ordinary people and can spread. Mention capital requirements and supervision.
10. What are the main risks in the Indian banking system today?

What they look for: Pick two or three — asset quality, cyber risk, unsecured lending growth — and explain briefly.
11. How can the RBI improve financial literacy?

What they look for: Give practical ideas: vernacular content, school programmes, awareness on digital fraud.

How many marks is the RBI Grade B interview?

The Phase 3 interview is out of 75 marks. The final selection combines Phase 2 and interview marks.

Is the RBI interview harder than a bank PO interview?

It goes deeper into economics and policy. Expect follow-up questions that test understanding, not just definitions.

Can I choose Hindi for the RBI interview?

Candidates can usually opt for Hindi or English for the interview. Check the official notification for your year.